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Login / Register Manage My Loan Manage My Application (888) 870-6229 Buy a Home Rates Purchase Loan Overview First-Time Homebuyer Mortgage Calculators Compare Loan Options Home Value Estimator Learning Center Refinance a Home Rates Refinancing Overview How Refinancing Works Get Cash from Your Home Mortgage Calculators Compare Loan Options Home Value Estimator Learning Center About Us Contact About PennyMac Reviews & Testimonials Careers My Account My Account Overview New Customer Making Payments Tax & Insurance Mortgage Relief Buy a Home Rates Purchase Loan Overview First-Time Homebuyer Mortgage Calculators Compare Loan Options Home Value Estimator Learning Center Refinance Rates Refinancing Overview How Refinancing Works Get Cash from Your Home Mortgage Calculators Compare Loan Options Home Value Estimator Learning Center About Us Contact About PennyMac Reviews & Testimonials Careers My Account My Account Overview New Customer Making Payments Tax & Insurance Mortgage Relief Call (866) 549-3583 Toggle Search Call (866) 549-3583 Login / Register Manage My Loan Manage My Application  We help fulfill the dream of home Start my loan  View rates Covid-19 Resources Page PennyMac is dedicated to helping our family of customers. Learn more Click for more content below. Your search results for – Page of Loading... Previous Page of Next Up-to-Date Mortgage Rates Check rates now What’s Your Home Worth? Find out now Monthly Payment Calculator Refinance Purchase Hear from real PennyMac customers | Reviews " This was the best experience that I have had with any loan. I love working with PennyMac and will continue to use them for my home buying needs. " RICARDO L. July 1, 2020 " The best refinance experience ever! " PATRICK M. July 12, 2020 " Exceptional service, amazing pricing, great communication, and quick closing. You did an outstanding job. Thank you, all! " FELIPE C. July 25, 2020 We’ve changed the home loan experience Our 24/7 mortgage access center keeps you connected and informed. With this new best-in-class technology, m.a.c is all your mortgage needs under one roof! Learn more about m.a.c Find the perfect loan for you Conventional Loans If you have good credit, a conventional loan can be one of the best ways to get a great rate without having to pay a lot of extra costs. FHA Loans FHA loans are a popular choice for home buyers who are still in the process of building their credit and savings. VA Loans We're proud to be able to offer VA Loans to our honored veterans, active service military and their families. USDA Loans USDA loans are mortgages offered to rural property owners as designated by the United States Department of Agriculture. Investment Property Loans Buying an investment property is a great way to make passive income or provide a vacation home for your family. First-time Homebuyers Buying a home for the first time can be a daunting process but we're here to help you every step of the way. Relief & Assistance PennyMac has built a reputation on helping people stay in their homes. Talk to us and learn how we may be able to help you. You work hard to pay for your home, make your equity work for you Whether you’re considering a renovation to meet the needs of a growing family or have lingering high-interest debt that you’d like to pay off, your home can do more than just be a roof over your head. Talk to PennyMac about how your home equity can be turned into cash. Learn more about Cash-Out How much is your home worth? Add unit/apt Find Out Terms of use The lender you can trust All we do are home loans, and we're great at it. 1.8 million+ Happy homeowners served 5,000+ employees eager to help you every step of the way $384 billion+ in loans serviced Resources & Tools 04.02.20 10 Simple Steps to Purchase a Home in 2020 It’s one of the largest purchases you’ll ever make, and one that most people will only complete a few times in their entire life. It’s normal to feel intimidated and even confused by the home buying process. Read more … about 10 Simple Steps to Purchase a Home in 2020 buying a home loan process 04.01.20 How to Know if That Fixer-Upper Is a Money Pit So, you’ve finally found your dream house. Sure, it may need a little work — okay, a lot of work — but you’re confident it will all be worth it in the end. Read more … about How to Know if That Fixer-Upper Is a Money Pit buying a home home inspection 02.05.20 Mortgage Interest Deduction 2019: Here’s What Qualifies If you own a home, one of your first questions may revolve around how your home affects your tax filing. Read more … about Mortgage Interest Deduction 2019: Here’s What Qualifies taxes View All About PennyMac Loan Services At PennyMac, we're more than a top national mortgage lender. We're committed to providing a superior mortgage experience from start to finish. As an online lender, PennyMac specializes only in home loans: conventional, FHA, VA and investment property loans — allowing us to focus on your needs as a homeowner instead of cross-selling other financial products. Since 2008, we've been helping first-time homebuyers and experienced homeowners find competitive rates on a new home purchase or refinance loan. Our expert loan officers are here to help you finance your new home, refinance into a lower rate, reduce your monthly payment, or access your equity with a cash-out loan. * Plus, we keep the servicing of our mortgages. That means your loan won't be sold, and we're here for you every step of the way, well beyond the day your loan closes. When you're part of the PennyMac family, you know you’re getting the right home loan to fit your lifestyle today and well into the future. PennyMac knows it's more than just a home, it's your place to play, gather and grow. * Refinancing your existing loan may result in your total finance charges being higher over the life of your loan. PennyMac in the news PennyMac in the news On November 25, 2019, executives of PennyMac Financial Services, Inc. (NYSE: PFSI) and PennyMac Mortgage Trust (NYSE: PMT) to commemorate 10 years of PMT’s success on the New York Stock Exchange. Executive Chairman and founder, Stanford L. Kurland does the honors. × Terms of Use End User is a customer of Licensee who intends to use the Consumer AVM reports for his/her own non-commercial purposes. End User shall not use the Consumer AVM reports or information contained in the Consumer AVM reports for reproduction, sale, distribution, publication, advertising or marketing, or any other use in relation to any product or service to be provided to any third party, or any other commercial exploitation. End User shall not acquire any proprietary rights, including intellectual property rights, in or to the Consumer AVM reports, or the information contained therein, which rights remain solely and exclusively in Collateral Analytics ("CA") and/or CA's suppliers and licensors and End User acknowledges that the Consumer AVM reports, and information contained therein are valuable commercial products, the development of which has involved the expenditure of substantial time and money. End User acknowledges that the Consumer AVM reports provide estimates of the value of real property and other information related to value based upon the application of valuation models to available data and do not constitute appraisals or broker price opinions of subject properties and may not be relied upon as such. The data relied upon is sourced from public records, or statistical calculations (“Sources”) and that the model results and other information provided in the Consumer AVM reports are provided on an “as is, as available” basis with all faults and defects. No warranty, express or implied, including without limitation, those of merchantability and fitness for a particular purpose with respect to the information obtained from such Sources has been made, nor is Licensee, CA, or CA's su...